Comments on: California Housing Finance Agency (CalHFA) - First Time Home Buyer Programs http://www.californiadownpaymentassistanceprograms.com/2008/05/03/california-housing-finance-agency-calhfa-first-time-home-buyer-programs/ Fri, 21 Nov 2008 19:41:57 +0000 http://wordpress.org/?v=2.6.2 By: PorchLightScott http://www.californiadownpaymentassistanceprograms.com/2008/05/03/california-housing-finance-agency-calhfa-first-time-home-buyer-programs/#comment-52 PorchLightScott Tue, 11 Nov 2008 00:49:56 +0000 http://californiadownpaymentassistanceprograms.wordpress.com/?p=20#comment-52 Hi Lindsey, CHDAP is still available through CalHFA. The total assistance is 3% through CHDAP. If you buy before Jan. 1st, that would cover your down payment. After Jan 1st, FHA down payment requirements increase to 3.5% Hi Lindsey,

CHDAP is still available through CalHFA. The total assistance is 3% through CHDAP. If you buy before Jan. 1st, that would cover your down payment. After Jan 1st, FHA down payment requirements increase to 3.5%

]]> By: Lindsey http://www.californiadownpaymentassistanceprograms.com/2008/05/03/california-housing-finance-agency-calhfa-first-time-home-buyer-programs/#comment-51 Lindsey Sat, 08 Nov 2008 00:57:30 +0000 http://californiadownpaymentassistanceprograms.wordpress.com/?p=20#comment-51 I have a borrower who is doing an FHA first but is purchasing a manufactured home and needs the Chdap program to help. Please advise what the max. ltv/cltv is if we have FHA 1st. I have a borrower who is doing an FHA first but is purchasing a manufactured home and needs the Chdap program to help. Please advise what the max. ltv/cltv is if we have FHA 1st.

]]> By: PorchLightScott http://www.californiadownpaymentassistanceprograms.com/2008/05/03/california-housing-finance-agency-calhfa-first-time-home-buyer-programs/#comment-17 PorchLightScott Sun, 27 Jul 2008 06:21:33 +0000 http://californiadownpaymentassistanceprograms.wordpress.com/?p=20#comment-17 Hi Elizabeth, If they own a mobile home on leased land they can still be considered a first time home buyer. If the meet all other criteria she could still qualify for CalHFA programs Hi Elizabeth,

If they own a mobile home on leased land they can still be considered a first time home buyer. If the meet all other criteria she could still qualify for CalHFA programs

]]> By: Elizabeth Peralta http://www.californiadownpaymentassistanceprograms.com/2008/05/03/california-housing-finance-agency-calhfa-first-time-home-buyer-programs/#comment-16 Elizabeth Peralta Thu, 24 Jul 2008 22:57:52 +0000 http://californiadownpaymentassistanceprograms.wordpress.com/?p=20#comment-16 HI, I have a Teacher that ownes a mobilehome, would she be able to qualify as a first time buyer, and if so can she use the teachers assistance program and also any other first time home buyer assistance program and combine them? HI,

I have a Teacher that ownes a mobilehome, would she be able to qualify as a first time buyer, and if so can she use the teachers assistance program and also any other first time home buyer assistance program and combine them?

]]> By: PorchLightScott http://www.californiadownpaymentassistanceprograms.com/2008/05/03/california-housing-finance-agency-calhfa-first-time-home-buyer-programs/#comment-15 PorchLightScott Wed, 23 Jul 2008 03:50:58 +0000 http://californiadownpaymentassistanceprograms.wordpress.com/?p=20#comment-15 Hi Steve, CalHFA does have a program for folks that had "disabled" dependents. The fact that they are looking for a mobile home is an entirely different factor. Mobile's have a maximum of 90% LTV. There are some down payment assistance programs available through CalHFA but they do not toal 10%. If you recieve a "gift" from a relative (either blood or marriage) there may be options. You can reach us with further questions either at 866-667-6724 or our Product Specialist is Rick Kent at RKent@MyPorchLight.com Thanks for your inquiry! Hi Steve,

CalHFA does have a program for folks that had “disabled” dependents. The fact that they are looking for a mobile home is an entirely different factor. Mobile’s have a maximum of 90% LTV. There are some down payment assistance programs available through CalHFA but they do not toal 10%.

If you recieve a “gift” from a relative (either blood or marriage) there may be options.

You can reach us with further questions either at 866-667-6724 or our Product Specialist is Rick Kent at RKent@MyPorchLight.com

Thanks for your inquiry!

]]> By: Steve Clarey http://www.californiadownpaymentassistanceprograms.com/2008/05/03/california-housing-finance-agency-calhfa-first-time-home-buyer-programs/#comment-14 Steve Clarey Sat, 12 Jul 2008 00:50:56 +0000 http://californiadownpaymentassistanceprograms.wordpress.com/?p=20#comment-14 Can you use these programs on manufactured housing in general? Specifically, I have a buyer that is disabled. He has income and credit but no down. He has found a nice moble in a park that's perfect for him - what type of down or closing cost help would there be for him and his family? Can you use these programs on manufactured housing in general?

Specifically, I have a buyer that is disabled. He has income and credit but no down. He has found a nice moble in a park that’s perfect for him - what type of down or closing cost help would there be for him and his family?

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