Neighborhood Housing Services of the Inland Empire (NHSIE) – NeighborWorks City of San Bernardino Buyer Assistance Program (HAP)

Need Help Finding Down Payment Assistance?

Education is our passion – You can arm yourself against deceptive and unethical “Real Estate Professionals” by educating yourself about the home buying process.

These informative and convenient on-line classes will empower you with the ability to make educated financial decisions about choosing a lender, real estate agent, loan program and understanding everything that happens during the home buying process. Bookmark this page and check back often for new dates, times and classes.

Schedule of Homebuyer Education Classes – Click Here

Program Highlights

Program Summary

First Time Home Buyer Down Payment Assistance is available for First Time Home Buyers within the city limits of San Bernardino.  Down Payment Assistance is a silent second at 0% interest that is forgiven after 45 years.

Program Details

Eligible Buyers: First Time Home Buyers – Can not have owned a home in past 3 years

Maximum Assistance: Up to 30% of Purchase Price

Income Limits:  120% of Area Median Income – Income Limits Here

Payments/Recapture: The loan must be repiad when the home is sold, transferred, refinanced, or converted to a rental property, plus a certain percentage in equity share depending when the home is sold or refinaced within the specified Residency Period.

Eligible Properties: Family must purchase an existing single family detached home.  Condominiums, manufactured homes on a permanent foundation & town homes are permitted.

Eligible Cities/Areas: City limits of San Bernardino

If you have questions about this or any other down payment assistance programs that may be available in your area call us at 1-866-667-6724 or Click Here if you would like us to research programs you may qualify for.

For a complete list of upcoming no-cost on-line home buyer classes, follow this link – Upcoming First Time Homebuyer Classes