The CalHFA program is available on a statewide basis; however, not all properties are eligible throughout the state. The property requirements and restrictions are listed below:
- Priced at or below the limits established by CalHFA for new or existing homes (income and sales price limits slightly higher in Federally designated Targeted Areas).
- Either a newly constructed or existing (previously owned) home
- Eligible properties include:
- Single family residence (detached)
- Five acre maximum
- An attached residence (a half-plex that is not part of a planned unit development (PUD) or Condominium)
- A detached unit within a PUD
- A Condominium or attached unit in a PUD. (Check with lender for eligible condominiums.)
View a list of Affordable Developers by County
CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA’s requirements. The fees consumers pay could be different depending on the lender and the program.
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