From the category archives:

County Programs

Down Payment Assistance for Orange County

by Scott Schang February 10, 2010

Updated 2/11/2010- I just called today, program has been suspended for the time being but should be up and running in a few months.
Down Payment Assistance
Contact Letty Plascencia at 714.490.1250 or by email at lettyp@nhsoc.org

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County of Stanislaus First Time Home Buyer, Down Payment Assistance Program

by Scott Schang February 9, 2010

Updated 2/9/2010- I just called today, funding is currently available.
Down Payment Assistance Program
Stanislaus County’s First Time Home Buyer Down Payment Assistance Program is designed to assist lower income households realize home ownership. Eligibility for participation is based upon household income. The maximum available is $75,000. The current sales price limit for eligible homes is $423,750. [...]

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Town of Truckee First Time Home Buyer, Down Payment Assistance

by Scott Schang February 9, 2010

Updated 2/9/2010- I just called today, funds are currently available.

FIRST-TIME HOMEBUYER
DOWN PAYMENT ASSISTANCE PROGRAMS
The Town of Truckee desires to provide housing opportunities to households of varying income levels and has down payment assistance programs available to assist income-qualified, first-time homebuyers purchase their first home. These programs provide down payment loans, payments and [...]

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County of Marin Mortgage Credit Certificate (MCC) First Time Homebuyer Assistance

by Scott Schang July 23, 2009

Mortgage Credit Certificate (MCC)
The MCC provides a federal income tax credit to eligible first-time homebuyers. The credit is equal to 15% of the annual interest paid on the first-time homebuyer’s first mortgage and can be taken as long as the home is the principal residence. The applicant must apply for and qualify for a first [...]

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Housing Trust of Santa Clara County First Time Home Buyer, Down Payment Assistance Program

by Scott Schang March 5, 2009

The Housing Trust of Santa Clara County offers two programs designed to help qualified first-time homebuyers in our community.
DOWNPAYMENT ASSISTANCE PROGRAM
WHO IT HELPS: First-time homebuyers earning between 60% – 100% AMI who have not owned a home in Santa Clara County in the last 3 years. Other qualiﬁcations may apply.
HOW IT HELPS: The Housing Trust [...]

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Riverside County First Time Home Buyer Mortgage Credit Certificate Program – MCC

by Scott Schang December 5, 2008

The Riverside County Economic Development Agency (EDA) is launching the Mortgage Credit Certificate Program for future homebuyers within Riverside County. Our office will start accepting MCC applications from our approved lenders starting November 10, 2008.
Learn More

Mortgage Credit Certificate
A Mortgage Credit Certificate (MCC) entitles qualified home buyers to reduce the amount of their federal income tax liability [...]

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County of San Luis Obispo County First Time Home Buyer Programs

by Scott Schang December 5, 2008

Updated 12/17/09- There is no such program for this County at this time.

What is the FTHB program?The County of San Luis Obispo Housingteam offers the First Time Home Buyer(FTHB) program to assist qualified homebuyerswith purchase price, down paymentand closing costs.
2. Which type of properties are eligible?The FTHB second loan is used to purchasesingle family houses, [...]

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El Dorado County Mortgage Credit Certificate Program

by Scott Schang December 4, 2008

MORTGAGE CREDIT CERTIFICATE PROGRAM

The El Dorado County Mortgage Credit Certificate Program is available to provide home purchase assistance in the City of South Lake Tahoe and the unincorporated areas of El Dorado County.
The Mortgage Credit Certificate Program reduces the amount of federal income taxes a homebuyer pays. This allows the homebuyer to qualify for a [...]

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El Dorado County First Time Home Buyer Program

by Scott Schang December 4, 2008

Updated 3/5/09: I called today, currently there is no funding, but funding is to be expected within the next 60 days.

FIRST TIME HOMEBUYER LOAN PROGRAM
The First Time Homebuyer Loan Program provides low interest rate loans to eligible homebuyers to assist in the purchase of a home in the unincorporated areas of the County. With the [...]

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Alameda County Mortgage Credit Certificates

by Scott Schang November 20, 2008

Alameda County Mortgage Credit Certificate

The Mortgage Credit Certificate Program (MCC) is a federal program that helps first-time homebuyers to qualify for mortgage loans. MCCs give homebuyers a “dollar for dollar” tax credit against federal income taxes equal to up to fifteen percent (15%) of annual mortgage interest. By effectively reducing monthly mortgage payments, MCCs give [...]

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