From the category archives:

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New Good Faith Estimate – Definitely a Step in the Right Direction

by Scott Schang January 7, 2010

I tend to be a bit cynical when it comes to expecting the bad apples to be good apples just because new rules require them to, but in this case, I think the new Good Faith Estimate is a step in the right direction.
In January, I will have a live class explaining the details of [...]

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10 Things to Know About Getting a Mortgage in 2010

by Scott Schang January 7, 2010

Luke Mullins of US News & World Report wrote a really good article last week that I wanted to share with you.
Getting a Mortgage in 2010: 10 Things to Know
1. Still tight: The steep run-up in home prices during the first half of the decade was fueled in large part by breezy lending standards. Some [...]

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Interest Rates Going up – How High?

by Scott Schang January 7, 2010

Interest rates are going up.
At least they did over the last week – and it was a pretty big jump.
Bloomberg reported on December 28th, 2009 with Morgan Stanley’s prediction:
Yields on benchmark 10-year notes will climb about 40 percent to 5.5 percent, the biggest annual increase since 1999, according to David Greenlaw, chief fixed-income economist at [...]

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No More Extensions for $8,000 Tax Credit

by Scott Schang January 7, 2010

As the deadline for the latest extension of the $8,000 homebuyer tax credit quickly approaches, lawmakers are pretty clear about it’s end.
LA Times, December 27th, 2009:
The provision that puts up to $8,000 in buyers’ pockets won’t be renewed a third time, industry leaders and lawmakers say.
Reporting from Washington – Home buyers hoping to take advantage [...]

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Complete Loan Application

by Scott Schang December 12, 2009

Complete this simple application to begin the Pre-Approval Process. This is a complete loan application and will require approximately 10-20 minutes to complete.
If you would like to just provide some basic information to get started on the process, you may want to try the “Quick Apply” feature.

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Quick Apply Mortgage Approval Inquiry

by Scott Schang December 12, 2009

Complete this Quick Apply form to give us just enough information to get you started on the loan application process.
This simple form should take less than 5 minutes to complete. Make sure you leave the best time and number to reach you so that we can get back to you right away.

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Dream Home Finder

by Scott Schang December 12, 2009

There are so many sites on the internet that list homes for sale. Most of these sites require that you enter your name and email address to get “details” about the home.
Often times this results in you getting unwanted phone calls or emails from a Real Estate Agent trying to get your business.
When you complete [...]

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Mortgage Emergency

by Scott Schang December 12, 2009

A Mortgage Emergency occurs when your current lender either misinforms you, misleads you or just plain drops the ball!
We often hear nightmare stories from home buyer that are trying to save their loan, save their home and save their good faith deposit.
These home buyers often find us because we offer a lot of education and [...]

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New Economics for Women, First Time Home Buyer’s Assistance Program

by Scott Schang March 3, 2009

First Time Homebuyer
Download Full Presentation “Assistance Programs for First-Time Buyers” From the Southern California Home Buyer’s Fair 2008 at the Los Angeles Convention Center April 12-13, 2008.
Many people know that buying a home is one of the best investments to make, but feel intimidated by the high cost of housing in Los Angeles. What is [...]

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Breaking News: Southern California home sales jump 67% in October

by Scott Schang November 19, 2008

It’s official folks, the bottom of the market is all around us. First time home buyers and investors pour into the market as home prices continue to plummet.

Here is an article that appeared in the OC Register on November 18th, 2008:
“Bargain-basement sales helped pull down home prices in the SoCal region last month and boosted [...]