Mortgage Credit Certificate Program Fact Sheet
* The Mortgage Credit Certificate (MCC) Program enables first-time homebuyers to receive a federal income tax credit of 15% of the annual mortgage interest paid.
* MCC’s reduce federal income tax, increase take-home pay, and increase the qualifying loan amount for homebuyers.
* Program assistance is available only to income-eligible persons and families who have not owned a home in the last three years.
* The property must be a single-family detached home, condominium, or townhouse located within the County of Orange.
* Participants must occupy the home.
The MCC Program is administered by Affordable Housing Applications (AHA) for the County of Orange. For more information contact AHA at (800) 591-3111.
To view the City of Orange website, please CLICK HERE
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