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	<title>California Down Payment Assistance</title>
	<link>http://www.californiadownpaymentassistanceprograms.com</link>
	<description></description>
	<lastBuildDate>Fri, 21 Nov 2008 01:04:55 +0000</lastBuildDate>
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	<item>
		<title>Alameda County Mortgage Credit Certificates</title>
		<description>Alameda             County Mortgage Credit Certificate
The Mortgage Credit Certificate Program (MCC) is a federal               program that helps first-time homebuyers to qualify for mortgage   ...</description>
		<link>http://www.californiadownpaymentassistanceprograms.com/2008/11/20/alameda-county-mortgage-credit-certificates/</link>
			</item>
	<item>
		<title>City of Alameda Down Payment Assistance Programs</title>
		<description>Downpayment Assistance Loans - Now Available
The Downpayment Assistance Program offers generous financial assistance to first time homebuyers looking to purchase a home in Alameda. The program provides loans from $50,000 to $80,000 and is available to households with a wide range of incomes. Eligible uses of program funds include downpayment ...</description>
		<link>http://www.californiadownpaymentassistanceprograms.com/2008/11/20/city-of-alameda-down-payment-assistance-programs/</link>
			</item>
	<item>
		<title>City of Alameda First Time Home Buyer Education Classes</title>
		<description>First-Time                   Home Buyer Programs:






Free Home Buyer Workshops



Overview of the Home Buying Process


	Credit &#38; Budgeting
	Qualifying for a Loan
	The City's Downpayment Assistance Program
	The Loan Application/Preapproval Process
	Selecting a Home
	Role of the Real Estate Agent
	Home Maintenance
	Foreclosure ...</description>
		<link>http://www.californiadownpaymentassistanceprograms.com/2008/11/20/city-of-alameda-first-time-home-buyer-education-classes/</link>
			</item>
	<item>
		<title>City of San Jose Teacher Homebuyer Program (THP)</title>
		<description>Teacher Homebuyer Program (THP) is an integral part of the City’s effort to make San Jose California’s most teacher-friendly city. The goal of the THP is to attract and retain public school teachers to provide a quality education for San Jose youth. To achieve this goal, the THP offers a ...</description>
		<link>http://www.californiadownpaymentassistanceprograms.com/2008/11/20/city-of-san-jose-teacher-homebuyer-program-thp/</link>
			</item>
	<item>
		<title>Breaking News:  Southern California home sales jump 67% in October</title>
		<description>It's official folks, the bottom of the market is all around us.  First time home buyers and investors pour into the market as home prices continue to plummet.
Here is an article that appeared in the OC Register on November 18th, 2008:
"Bargain-basement sales helped pull down home prices in the SoCal ...</description>
		<link>http://www.californiadownpaymentassistanceprograms.com/2008/11/19/breaking-news-southern-california-home-sales-jump-67-in-october/</link>
			</item>
	<item>
		<title>Down Payment and Housing Assistance Programs for the City of Alameda</title>
		<description>The City of Alameda offers many resources to both home owners and home buyers looking to move to the city.  I want to focus on the home buyer programs that are available through the city here.
First Time Homebuyer Workshops - Hundreds of people have taken advantage of the City's Home ...</description>
		<link>http://www.californiadownpaymentassistanceprograms.com/2008/11/04/down-payment-and-housing-assistance-programs-for-the-city-of-alameda/</link>
			</item>
	<item>
		<title>City of San Mateo Down Payment Assistance Program</title>
		<description>
First-Time Home Buyer Program - Posted on the City of San Mateo website
&#60;!--
			arrEmail1 = new Array("sbelluomini"+"@"+"cityofsanmateo.org");
		//--&#62;We sponsor a variety of loan programs to help families with different incomes and housing needs become homeowners.  There are programs to help you purchase single-family homes, condominiums, and townhouses at several locations within the ...</description>
		<link>http://www.californiadownpaymentassistanceprograms.com/2008/10/28/city-of-san-mateo-down-payment-assistance-program/</link>
			</item>
	<item>
		<title>Warning:  Bait and Switch Activity with Teacher Loans - CalSTRS 80/17 to FHA</title>
		<description>

Ok, it's come to the point where I can no longer brush this off as a coincidence.  The conversation that I am having over and over again goes something like this.....

"Hi Scott, I am in the process of buying a home and was qualified for a Teacher loan (Extra Credit ...</description>
		<link>http://www.californiadownpaymentassistanceprograms.com/2008/09/25/warning-bait-and-switch-activity-with-teacher-loans-calstrs-8017-to-fha/</link>
			</item>
	<item>
		<title>California Housing Finance Agency Suspends Programs / Down Payment Assistance</title>
		<description>

September 23rd, 2008 - In a shocking move today CalHFA temporarily suspends  most of thier first time home buyer programs leaving only the 30 year fixed and the Extra Credit Teacher Program:
Effective immediately and until the financial markets stabilize, the following CalHFA first

mortgage products are temporarily unavailable:

• 35-Year Fixed Rate Mortgage ...</description>
		<link>http://www.californiadownpaymentassistanceprograms.com/2008/09/23/california-housing-finance-agency-suspends-programs-down-payment-assitance/</link>
			</item>
	<item>
		<title>Breaking News from Nehemiah - Update on H.R. 6694</title>
		<description>If you haven't already, go to DPA Groundswell to keep up to date on the fight to preserve Nehemiah, HART and Ameridream.  I received this email on Tuesday night with great news about the fight to save DPAs
Chairman Frank and HUD Secretary Preston Negotiate DPA Agreement

Chairman of the House Financial ...</description>
		<link>http://www.californiadownpaymentassistanceprograms.com/2008/09/11/breaking-news-from-nehemiah-update-on-hr-6694/</link>
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