Neighborhood Housing Services of the Inland Empire (NHSIE) – NeighborWorks City of San Bernardino Buyer Assistance Program (HAP)

Program Summary

First Time Home Buyer Down Payment Assistance is available for First Time Home Buyers within the city limits of San Bernardino.  Down Payment Assistance is a silent second at 0% interest that is forgiven after 45 years.

 Program Details

Eligible Buyers: First Time Home Buyers – Can not have owned a home in past 3 years

Maximum Assistance: Up to 30% of Purchase Price

Income Limits:  120% of Area Median Income – Income Limits Here

Payments/Recapture: The loan must be repiad when the home is sold, transferred, refinanced, or converted to a rental property, plus a certain percentage in equity share depending when the home is sold or refinaced within the specified Residency Period.

Eligible Properties: Family must purchase an existing single family detached home.  Condominiums, manufactured homes on a permanent foundation & town homes are permitted.

Eligible Cities/Areas: City limits of San Bernardino