California Down Payment Assistance

Program Highlights

Program Summary

First Time Home Buyer Down Payment Assistance is available for First Time Home Buyers within the city limits of Rancho Cucamonga. 

Program Details

Eligible Buyers:  First Time Home Buyers - Can not have owned a home in past 3 years

Maximum Assistance:  Up to $80,000

Income Limits:  90% of Area Median Income - Income Limits Here

Payments/Recapture:  Silent Second no monthly payments. 

Equity Share Component:  If factors are triggered, family pays $80,000 plus the following: 15% of the equity if rent/sell/refinance with cash out prior to 30th anniversary.  10% of the equity of rent/sell/refinance with cash out between 30th and 45th anniversary.

Eligible Properties:  Family must purchase an existing single family detached home.  Condominiums & town homes are permitted.

Eligible Cities/Areas:  City limits of Rancho Cucamonga

Contribute Home Buyer Comments:  Please keep this site up to date and relevant by making comments if you have used this program or are in the process of using it now.  By sharing this information it helps all Home Buyers stay informed and up to day.

Program Highlights

Program Summary

First Time Home Buyer Down Payment Assistance is available for First Time Home Buyers within the city limits of San Bernardino.  Down Payment Assistance is a silent second at 0% interest that is forgiven after 45 years.

Program Details

Eligible Buyers:  First Time Home Buyers - Can not have owned a home in past 3 years

Maximum Assistance:  Up to 30% of Purchase Price

Income Limits:  120% of Area Median Income - Income Limits Here

Payments/Recapture:  The loan must be repiad when the home is sold, transferred, refinanced, or converted to a rental property, plus a certain percentage in equity share depending when the home is sold or refinaced within the specified Residency Period.

Eligible Properties:  Family must purchase an existing single family detached home.  Condominiums, manufactured homes on a permanent foundation & town homes are permitted.

Eligible Cities/Areas:  City limits of San Bernardino

Contribute Home Buyer Comments:  Please keep this site up to date and relevant by making comments if you have used this program or are in the process of using it now.  By sharing this information it helps all Home Buyers stay informed and up to day.

Program Highlights

Program Summary

First Time Home Buyer Down Payment Assistance is available for First Time Home Buyers within the city limits of Highland.  Down Payment Assistance is a silent second at 0% interest that is forgiven after 30 years.

Program Details

Eligible Buyers:  First Time Home Buyers - Can not have owned a home in past 3 years

Maximum Benefit:  10% of Purchase Price

Interest Rate:  0%

Income Limits:  120% of Area Median Income - Income Limits Here

Payments/Recapture:  Family can not rent sell or refinance with cash-out before Tenure of Ownership

Eligible Properties:  Family must purchase an existing single family detached home.  Mobile homes, condominiums & town homes NOT permitted.

Eligible Cities/Areas:  City limits of Highland

Contribute Home Buyer Comments:  Please keep this site up to date and relevant by making comments if you have used this program or are in the process of using it now.  By sharing this information it helps all Home Buyers stay informed and up to day.

Program Highlights

Program Summary

First Time Home Buyer Down Payment Assistance is available for First Time Home Buyers within the city limits of Banning.  Down Payment Assistance is a silent second at 0% interest that is forgiven after 30 years.

Program Details

Eligible Buyers:  First Time Home Buyers - Can not have owned a home in past 3 years

Maximum Assistance:  $20,000

Income Limits:  120% of Area Median Income - Income Limits Here

Payments/Recapture:  If family rents, sells or refinance with cash-out before Tenure of Ownership, second becomes immediately due and payable to the City of Banning

Eligible Properties:  Family must purchase an existing single family detached home.  Condominiums, manufactured homes on a permanent foundation & town homes are permitted.

Eligible Cities/Areas:  City limits of Banning

Contribute Home Buyer Comments:  Please keep this site up to date and relevant by making comments if you have used this program or are in the process of using it now.  By sharing this information it helps all Home Buyers stay informed and up to day.